Products

“All-in-one” plans that commonly include Medical, Prescription Drug Coverage, Dental, Vision, Hearing, Over-the-counter, Fitness Centers and other benefits.

Supplement to Original Medicare Parts A & B (Medical only – Prescription drug coverage and other benefits purchased separately)

Prescription only plans generally purchased with Medicare Supplements.

Non-Medicare plans that can be purchase for an individual or family from the Affordable Care Act, Faith-based sharing programs, non faith-based sharing programs, short-term health plans (catastrophic coverage) and other options that may be available for your specific situation.

Whole Life/Final Expense policies that are guaranteed for life. Term policies that are generally used for income replacement in case of an accident or unforeseen circumstance but expire after a specified number of years. Purchasing a policy at ages 30, 40, 50, 60, 65 is more affordable than waiting until you are 70. Guaranteed Issues policies are available.

Excellent ways to eliminate large copays that result from extended hospital stays or lengthy treatments. Think of this as insurance from large copays and Max out-of-pocket amounts.

Many options available for dental & vision coverage for individuals and families tailored to meet your needs.

Senior couples have a 50% chance that one of them will end up in a Long-Term Care facility (Nursing Home). If you have significant assets, you may want to protect them.

You may qualify for financial aid from the government. If you make less than $2,524/mo as a couple or $1,880/mo as an individual, then you may qualify for financial assistance (Medicaid, Low Income Subsidy, Medicare Savings). Let us help you evaluate your options.

You may also qualify for prescription copay assistance depending on your situation. If you have Medicare and are in the Coverage Gap (Donut Hole) then you may qualify for assistance from the drug manufacturer (Patient Assistance Program – PAP). Or just evaluate your options on GoodRx.com. Let us help you evaluate your options.

There are some companies that assist you with non-covered programs like finding someone to clean your house, do the laundry, deliver meals and other activities. These are generally “Pay per service”, but at least we can help you find them.