Non-Medicare plans that can be purchase for an individual or family from the Affordable Care Act, Faith-based sharing programs, non faith-based sharing programs, short-term health plans (catastrophic coverage) and other options that may be available for your specific situation.
Whole Life/Final Expense policies that are guaranteed for life. Term policies that are generally used for income replacement in case of an accident or unforeseen circumstance but expire after a specified number of years. Purchasing a policy at ages 30, 40, 50, 60, 65 is more affordable than waiting until you are 70. Guaranteed Issues policies are available.
You may qualify for financial aid from the government. If you make less than $2,524/mo as a couple or $1,880/mo as an individual, then you may qualify for financial assistance (Medicaid, Low Income Subsidy, Medicare Savings). Let us help you evaluate your options.
You may also qualify for prescription copay assistance depending on your situation. If you have Medicare and are in the Coverage Gap (Donut Hole) then you may qualify for assistance from the drug manufacturer (Patient Assistance Program – PAP). Or just evaluate your options on GoodRx.com. Let us help you evaluate your options.
There are some companies that assist you with non-covered programs like finding someone to clean your house, do the laundry, deliver meals and other activities. These are generally “Pay per service”, but at least we can help you find them.